Guess mine within 20 points and you'll get my avatar

I don't even know. Probably not great because I only have one credit card and pay it in full every month (helps your credit to carry a little debt).

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Muck FcDisney wrote:I don't even know. Probably not great because I only have one credit card and pay it in full every month (helps your credit to carry a little debt).

Mine is

It’s funny, I know guys worth millions of dollars that have 620 Fico and guys with 810 Fico who cant afford to pay attention.

FSUKW wrote:It’s funny, I know guys worth millions of dollars that have 620 Fico and guys with 810 Fico who cant afford to pay attention.

Mines from building mine up the first 8 years or so and then not doing anything stupid to fuck it up.

Started slowly with 1-2 small credit cards at stores I bought clothes at. Had the money to buy what I wanted but would charge it and wait 2 weeks then pay it off to build up a credit report.

Then got a Home Depot card for when I was doing construction and bought the shit I needed there the same way. Drill/ZawZaw/skillsaw kit, chainsaw, and other things.

Then closed it down. Got Best Buy card for when I bought my tv, 1 year no interest so paid it off in 6 months. Did the same thing when I upgraded to 60in like a decade ago and when I bought the PS3. Then shut that card down.

Same with a Walmart card. The only card I ever NEEDED to use was a fucking care credit for my dogs and they got the better end of me but it was paid off.